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《长沙市高新技术企业信贷风险补偿资金池实施方案》政策解读

发布时间: 2020-04-15    

一、政策出台背景

快乐十分zhangqiyilai,xiaoweiqiye“rongzinan”、“rongzigui”dewentiyizhishiyingxiangxiaoweiqiyefazhandezhongyaoyinsu,tebieshikejixingqiye,qijiazhizhuyaotixianzaizhishichanquanherencaizhilishangmian,gudingzichanhekediyawuguzhijiaodi,huodedaikuannandudengda。weigaishanwoshiyingshanghuanjing,huanjiexiaoweiqiye“rongzinan”、“rongzigui”dewenti,tongshicujinwoshikejixingqiye“shangshi、shenggao、rugui、kuomian”,techutaicixiangzhengce,tongguoweigaoxinjishuqiyeyifengxianfendanfangshizengxin,bangzhugaoxinjishuqiyejiangdirongzimenjian、tigaorongziedu。

二、资金池的作用

快乐十分hezuoyinxingxianggaoxinjishuqiyefafangxinyongdaikuan,zijinchianzhaobilifendandaikuanfengxian,zaidaikuanfashengsunshishi,yuyibuchang。

三、资金池支持范围

woshijingrendingdeshuyuxiaoweiqiyedegaoxinjishuqiye,fuhe《zhangshashixiaoweiqiyexindaifengxianbuchangjijinguanlixize》guidingheyinxingxindaitiaojian。

xiaoweiqiyeanzhaogongxinbulianqiye〔2011〕300hao《guanyuyinfazhongxiaoqiyehuaxingbiaozhunguidingdetongzhi》zhixing,gongyeqiyeanzhaocongyerenyuan300renyixiahuoyingyeshouru2000wanyuanyixiajunweixiaoweiqiye。2019nian1yue15riguoxinbanxinwenfabuhuixuanbuxiaoweiqiyebiaozhundafufangkuan,2019nianqiyezichanzonge5000wanyuanyixia,congyerenshu300renyixia,yingnashuisuodee300wanyuanyixia,3xiangyou1xiangfuhejunrendingweixiaoweiqiye,zhengceyouxiaoqisannian。woshijuedabufengaoxinjishuqiyedouzaizheigefanweinei。

四、什么是白名单

weiguliyouzhiqiyehuodegengyouhuizhichi,zijinchishelibaimingdan,youzhangshakuaileshifenqueding,jiangchengxindujiaohaodeguimoyishanggaoxinjishuqiyelierubaimingdan,keyouxianhuodejijinzengxinzhichi。

五、可以在哪些银行获得贷款

快乐十分hezuoyinxingzaixianyouzhangshashixiaoweiqiyexindaifengxianbuchangjijinlinxuanruweiyinxingzhongxuanze2-3jia,youxianxuanzezhuanyingkejizhixing,qiandingxindaifengxianbuchanghezuoxieyi。muqianshoujiahezuoyinxingweizhangshayinxingdekejizhixing,jianglaihaihuijinxingkuochong。

六、关于办理风险补偿贷款,利率、额度标准

qiyeanyinxingyaoqiubanlixinyongdaikuan,youyinxingxiangzijinchiyunyingjigoushenqingfengxianbuchangbeian。xinyongdaikuanbuyongdiya,lilvbijiaoyouhui,eduanyinxinghezuoxieyiqueding,yibanleijibuchaoguo500wanyuan。yinrudanbaohouketigaozhi1000wanyuan。

2020nian4yue15ri






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